Kids who help pay for college job-hunt more vigorously than those who don’t.

SOURCE: Journal of Adult Development, Volume 19, Number 1,

A study of 402 undergraduates at four different colleges found that the ones least likely to engage in “provocative” behavior — such as smoking pot, drinking and smoking cigarettes — were the ones who had to contribute the most financially to their education. The study looked at four different levels of financial responsibility from students: those whose parents paid for everything,

those whose parents paid for almost everything, those whose parents paid for tuition and textbooks but not other expenses, and those whose parents didn’t contribute at all to the cost of education. Though findings showed that students who paid for their entire education took more time to get through school, they were also the most likely to focus on finding good jobs after graduation.


Children’s identity theft is on the rise.

SOURCE: “Child Identity Theft,” study commissioned by Equifax,

Children are increasingly targets for fraud. The Federal Trade Commission reported 19,000 children’s identity theft complaints in 2011, compared with just 6,000 in 2003. Children’s identities are compromised when thieves grab their social security numbers or another form of identity, often to apply for a credit card, a bank loan or even to collect government benefits. Parents typically don’t find out that their child’s identity has been appropriated until collection agencies call or until the child grows up and gets denied when applying for their first credit card. What’s behind the statistical jump? A rise in ID theft generally, but also children’s increased presence online.


Let them tweet cake.

SOURCE: The Luxury Institute,

The affluent don’t tweet, according to a new survey of 603 smartphone users with an average net worth of $2.8 million conducted by The Luxury Institute, a research and consulting firm. While Facebook was popular among the respondents, along with weather and navigational apps and Words With Friends, Twitter was barely on their home screen; only 10 percent of respondents used it to learn new information, and a statistically insignificant number actually tweeted. Why not? Respondents preferred applications with more immediate utility and didn’t find tweeting a productive use of their time.


Over the long term, investing in art pays returns comparable to stocks.

SOURCE: Mei Moses World All Art Index,

Over the last 50 years, blue-chip art investments have increased at nearly the same rate as stocks over the same period. According to the Mei Moses World All Art Index, produced by New York University economists Jianping Mei and Michael Moses, art investments have averaged an 8.8 percent return annually since 1961, compared to 9.2 percent for equities.Like small-cap stocks, lower-priced art has generated higher returns than tent-pole masterpieces. “Returns drop dramatically as you increase in price,” Moses says.


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